The Global Centre for Risk and Innovation (GCRI)
Illustrative: interbank exposures between a core and a periphery, and a default spreading
Risk Academy, led by the Nexus Consortium · Finance and Economics
Banking and credit risk covers the risks banks take and manage: credit and counterparty risk, capital and liquidity, governance and risk culture, operational resilience, climate and nature risk in lending, property finance and the models banks use.
The model
From a borrower to a capital charge: expected loss, unexpected loss and the Basel formula
DataModelGateDecisionStandard it teachesStandard it relies onNeighbouring discipline
The model From a borrower to a capital charge: expected loss, unexpected loss and the Basel formula
The subtopics its courses and labs teach.
For credit analysts, risk managers, supervisors and students who need to read a bank balance sheet as a set of measured risks and understand the Basel framework at a conceptual level.
Each method is listed with what it assumes and where it fails.
Bodies and standards are named so learners can find and apply their published work; the Academy teaches their use and links to the publisher, and no affiliation is implied.
Banking and credit risk's own model, as a live chart: move each parameter and read how the outputs respond.
Search any place or open the world; the layers and generators follow banking and credit risk on the planet map, the globe and in 3D.
Drag to move, right drag or Shift with a drag to turn and tilt, Ctrl with the wheel to zoom. Keyboard: arrows move, Shift with arrows turn and tilt, + and - zoom, 0 resets, V steps through the views, Escape clears.
Flat plan of the same data: relief as contours from the inline grid, the plants by capacity, the industrial points by kind and the numbers below. The 3D twin opens on devices with WebGL once its data and library have been checked.
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The Nexus Standards the discipline teaches toward, grouped by master standard, with the disciplines that teach each.
Nexus Standards at the AcademyThe Academy proposes how each discipline teaches toward the Nexus Standards; the mapping is open for review by the editors of the Nexus Standards.
Open scholarly sources searched with the subject terms of Banking and credit risk.
Search termsBanking and credit risk; Credit risk and expected loss; Counterparty risk; Capital and liquidity regulation; Bank governance and risk culture; Climate and nature risk in bankingDerived from the Risk Academy page on Banking and credit risk.
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Research and preprints as they are published, by discipline, with the faculty's other tools.
The hub lists the newest research and preprints for Banking and credit risk, each with its source and date. Open the research hub
From the Academy's risk taxonomy: the discipline's own entries and those of its primary courses, with how many courses teach each.
Recent developments in banking and credit risk, each with its source; sources checked on 16 October 2026.
Courses for this discipline are in development; until they open, study it through the connected courses and open lessons below.
Courses with this primary disciplineIn development
Each course has its primary discipline elsewhere and teaches this field as part of its scope.
From connected disciplinesIn development
| Lab | What you do in it | Courses using it |
|---|---|---|
| Network lab | Build dependency graphs, find critical nodes, trace cascades | 1 |
Field platforms of the ecosystem where the subject is studied and applied.
Nexus Foundry system pages describe what each system and its rooms are designed to do; the courses teach the methods these systems apply.
Start with Diamond, then Diamond, then Merton.
Nexus Reports is the Consortium's quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.
Open courses in connected disciplines teach the methods this discipline will build on.